Should I talk to the other insurance company after an accident Reddit?

Should I talk to the other insurance company after an accident Reddit?

Generally speaking, you shouldn’t talk to the other insurance company when there is the potential for anyone involved in the accident (you, the other driver, a passenger) making a claim for serious personal injuries.

Should I give my insurance details?

Under California Vehicle Code 16025, drivers must share and exchange insurance information after an auto accident. The only exception is for when a driver is rendered incapable of doing so because of the accident.

Do you need a police report to file an insurance claim in California?

In California, drivers involved in car accidents resulting in any injury or death – to a driver or pedestrian – are required by law to contact the police or highway patrol and make a written report within 24 hours of the incident.

What happens if you get caught lying to insurance?

Intentionally lying to your insurance company is a form of fraud, and could result in fines, community service, or even jail time. If you lie to your insurance provider, you could be denied coverage, quoted higher rates, or face penalties like fines, community service, or even prison.

What is the best way to handle another person’s insurance company after a car accident?

While you do need to call your own car insurance company to report the accident, you are under no obligation to talk to the other driver’s insurance carrier. The best way to deal with the other insurance carrier in most serious car accidents is to consult with a personal injury attorney. He or she will deal with them.

Should I give a statement to the other insurance company?

You usually have to give your own insurance company a statement about what happened in the accident, under the terms of your policy. However, you are not under any obligation to give a statement to the other driver’s insurance company.

Can someone refuse to give insurance details?

If nobody has been injured as a result of the accident, there’s no legal requirement to provide details of your car insurance, but it might speed up the claims process if you exchange insurance company details and policy numbers.

Do you have to report a car accident to the police?

You must report the collision to the police if you were unable to exchange details at the scene, if anyone was injured, or if you suspect that the other person may have committed a driving offence.

Do insurance companies talk to each other?

Answer provided by While car insurance companies don’t talk directly to each other, they do share information. All car insurance companies can access your claims history through a database called the Comprehensive Loss Underwriting Exchange (CLUE).